Shelling out a few thousand for a fortnight in the sun? Planning for ‘vacation of the year’ involves some serious budget savvy considerations – of which, insurance is usually last on the list of priorities. Faced with the conundrum of a tight budget and the necessity of ample medical cover should anything untoward occur on your dream break, you’ll probably feel compelled to trawl the dregs of the internet for cheap single trip travel insurance deals. Search not, for cheap single trip travel insurance (with recognised providers) isn’t an impossibility, with great rates just a click away!
Before you commit to any insurance contract, sit down and compile a checklist. There’s nothing worse than finding a great cheap travel insurance deal, only to find your baggage cover is limited to £200 or worse, the insurance doesn’t cover the ‘usual’ holiday sports like skiing or surfing. Cheap single trip travel insurance may lure with a competitively low-priced rate, but are you really getting the best value for your money? Key points to consider include the type of excursion you’re embarking upon (eg. city break or beach getaway); activities included in the deal and whether you need those ‘little extras’, like cover for up to 60 days. Unbeknown to many, this extended cover option (for one trip) actually drives up the price of your premium, by as much as 30%.
Standard comparison websites are a useful tool for correlating competitive cheap single trip travel insurance deals. What you may not be aware of, is that many comparison sites are actually rather selective about the companies they feature. Reliant upon both sponsorship and advertising, many online insurance comparison tools feature providers in exchange for a fee, freezing out much of the market. Our advice? Don’t rely upon one price comparison engine and utilise up to three individual sources, if you really want the best quote for cheap single trip travel insurance.
In an age of one-click results and instantaneous gratification, we are all too easily compelled to settle with the seemingly fantastic online prices for cheap single trip travel insurance. Few are aware that the one-click convenience of arranging cheap single trip travel insurance online could in fact be more expensive than the high street – just because you can’t compare quotes for some providers, doesn’t necessarily mean their products are any the less competitively priced. Take the UK Post Office; with over three tiers of single trip insurance to choose from, coupled with bespoke choices relative to summer or winter travel, their products are already a step ahead of the rest. Additional customisation options extend to extreme sports and recreational activities, European and non-European locations and even the length of your break. With a wide range of bespoke customer solutions, it’s little wonder they’ve been voted ‘Best Travel Insurance Provider” at the British Travel Awards – for four consecutive years!
Nobody can put a price on possessions, however traveling ‘light’ can have a huge impact on the price you pay for cheap travel insurance single trip. Many holidaymakers are compelled to pack expensive gadgets, such as an iPod or iPad, video camera, DSC camera and mobile phone. We live in a world where cutting edge technology has combined these holiday essentials – is it really necessary to pack them all? With multi-functional camera capability, built in MP3 player and a cache of games to ease your boredom, your prized mobile phone combines several gadgets in one, thus cutting the cost of your cheap single trip travel insurance premium!
Single Vs. Annual: The Pros and Cons Of Single Trip Travel Insurance